I AM A SUCCESSFUL SPENDER!!
ow U WISH!!!
i am so NOT a successful spender.
hv u ever wondered what is wrong with ur spending patterns and WHY "enough" simply NEVER is for you?
i hv been wondering those for years n years n today i know the answer.=)

6 "HIGHLY WISHED" habits of a so not successful spender:'i consider myself one'=)

1. ANTICIPATE YOUR NEEDS.the practice of thinking ahead and anticipating what my needs are going to be. *oh my!this is extremely "fucking" hard.

2. REWARD YOURSELVES DIFFERENTLY. do not consider activity of shopping to reward yourself. can i?*shopping is a good therapy.it really is!

3. BARTER SKILLS NOT CASH. change the perception of spending. practice barter system.*uwh yeah!sharing is caring.=)

4. WHERE POSSIBLE, BUY USED. recognize only the intrinsic value of a product instead of seeing the value of an item in its packaging and see nothing wrong with buying pre-owned products.*whoever denies the fact that attractive packaging attract more customers, raise up your hand!n I AM SO NOT GONNA buy pre-owned products.

5. SPEND SLOWLY. never carry more cash than needed.*this sounds good but it is not easy though.=)

6. PAY BY CASH NOT DEBT. never buy anythin on debt unless if it is considered as an in investment which helps to earn more money.*ABSOLUTELY!!

*HANA*